Upgrade or Downgrade
Let the decision be based on improving your Quality of Life
Upgrade / Downgrade
Let the decision be based on improving your Quality of Life
Property - Upgrade / Downgrade
Are you thinking of upgrading your current property to a better-valued home? The concept of upgrading is basically improving your current real estate portfolio.
Moving from an older 4-room HDB flat to a newer 4-room HDB flat is one example of upgrading. It is considered upgrading as the new property will have a better capital appreciation potential than the older unit even though both units are the same size.
Under Home & House, we will ensure that your upgrading plan will be smooth and hustle-free. We will also provide a roadmap for you to visualise how you can improve your real estate portfolio which will benefit your retirement.
The concept of downgrading is to be able to cash out a portion of the property value. However, the cash-out amount might be lesser than what you expected if you did not plan properly when purchasing the original unit.
For average Singaporeans, property downgrading can be a move to increase our retirement fund significantly. Our Wealth Creation roadmap has included a proper downgrading plan to maximise the return for your retirement fund.
Finance & Budget
Knowing your financial status will help you greatly to budget your next move like upgrading to a better home.
Calculating the estimated sale proceeds, cash proceeds, and CPF OA return are important data that will assist you in making a wise decision.
Our knowledgeable consultants will be able to provide you with all the numbers and advice you accordingly during our coffee session.
Finance & Budget
Knowing your financial status will help you greatly to budget your next move like upgrading to a better home.
Calculating the estimated sale proceeds, cash proceeds, and CPF OA return are important data that will assist you in making a wise decision.
Our knowledgeable consultants will be able to provide you with all the numbers and advice you accordingly during our coffee session.
Timeline
Timeline plays a very crucial component in your upgrading or downgrading plan. A simple mistake in handling the timeline will render you no place to stay for a couple of weeks or even months.
Selling your property first or buying your next home first is a very real dilemma for many of us. One of the factors that will determine sell or buy first will be your CPF OA.
Let our consultants lay out all the factors for you to decide to sell or buy first.
Timeline
Timeline plays a very crucial component in your upgrading or downgrading plan. A simple mistake in handling the timeline will render you no place to stay for a couple of weeks or even months.
Selling your property first or buying your next home first is a very real dilemma for many of us. One of the factors that will determine sell or buy first will be your CPF OA.
Let our consultants lay out all the factors for you to decide to sell or buy first.
Extension
Negotiating for a free extension stay in your current property before moving into your new home is part of the deal.
This will give you more times to renovate your next house.
Proper documentation of the agreed extension is extremely important to avoid an unpleasant situation in the near future.
Extension
Negotiating for a free extension stay in your current property before moving into your new home is part of the deal.
This will give you more times to renovate your next house.
Proper documentation of the agreed extension is extremely important to avoid an unpleasant situation in the near future.
*By clicking ‘Submit’, you agree to our privacy policy and authorise our consultants to contact you.
You are liable under the Personal Data Protection Act if you key in false personal data or other people’s personal data.